{"id":8515,"date":"2025-01-10T17:00:33","date_gmt":"2025-01-10T17:00:33","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=8515"},"modified":"2025-01-10T14:23:53","modified_gmt":"2025-01-10T14:23:53","slug":"banco-estadounidense-se-convierte-en-el-primero-en-integrar-la-stablecoin-pyusd-de-paypal","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/banco-estadounidense-se-convierte-en-el-primero-en-integrar-la-stablecoin-pyusd-de-paypal\/","title":{"rendered":"Banco estadounidense se convierte en el primero en integrar la stablecoin PYUSD de PayPal"},"content":{"rendered":"<p>El FV Bank, un banco digital con licencia en Estados Unidos, anunci\u00f3 el viernes 10 de enero la integraci\u00f3n de la stablecoin PayPal USD (PYUSD) en su plataforma bancaria.<\/p>\n<p>Con este lanzamiento, el FV Bank se posiciona como el primer banco estadounidense en adoptar la stablecoin de PayPal para transacciones en tiempo real, ampliando las opciones de monedas digitales estables y buscando redefinir los est\u00e1ndares de los pagos internacionales.<\/p>\n<p>Gracias a esta nueva funcionalidad, los clientes pueden recibir PYUSD directamente en sus cuentas denominadas en d\u00f3lares estadounidenses, con conversi\u00f3n autom\u00e1tica en tiempo real a d\u00f3lares.<\/p>\n<p>Esta soluci\u00f3n simplifica las transacciones internacionales al eliminar la necesidad de billeteras externas o la acu\u00f1aci\u00f3n manual de stablecoins. Los usuarios ahora pueden enviar pagos en PYUSD directamente desde sus cuentas bancarias. Durante este proceso, el banco acu\u00f1a y transfiere la stablecoin de manera casi instant\u00e1nea a los beneficiarios.<\/p>\n<p>Sin embargo, la PYUSD no podr\u00e1 enviarse a billeteras externas basadas en blockchain. Su uso estar\u00e1 limitado a servir como un \u201cpuente\u201d para conectar cuentas denominadas en d\u00f3lares (USD).<\/p>\n<p><img decoding=\"async\" class=\"wp-image-304350 size-full aligncenter\" src=\"https:\/\/www.criptofacil.com\/wp-content\/uploads\/2025\/01\/Captura-de-tela-2025-01-10-084627.png\" alt=\"Stablecoin\" width=\"503\" height=\"487\" \/><\/p>\n<h2>Avances de la stablecoin de PayPal<\/h2>\n<p>La integraci\u00f3n de PYUSD no solo agiliza los pagos internacionales, sino que tambi\u00e9n reduce costos y tiempos de procesamiento, resolviendo algunos de los problemas m\u00e1s comunes de los m\u00e9todos bancarios tradicionales.<\/p>\n<p>Seg\u00fan Miles Paschini, CEO del FV Bank, esta innovaci\u00f3n refuerza el papel del banco como una instituci\u00f3n regulada que combina la tecnolog\u00eda blockchain con los servicios financieros tradicionales.<\/p>\n<blockquote><p>\u00abEstamos comprometidos a ofrecer soluciones avanzadas que respondan a las demandas del mercado global\u00bb, afirm\u00f3 Paschini.<\/p><\/blockquote>\n<p>Para garantizar la seguridad de las transacciones, el FV Bank ha implementado herramientas avanzadas de cumplimiento normativo, como an\u00e1lisis de blockchain. Estas tecnolog\u00edas permiten detectar y bloquear operaciones relacionadas con sanciones o actividades de lavado de dinero, asegurando el cumplimiento de las normativas internacionales.<\/p>\n<p>La incorporaci\u00f3n de PYUSD se suma al historial de innovaci\u00f3n del FV Bank, que ya ofrece soporte para stablecoins como USDC y Tether (USDT). Actualmente, la plataforma permite dep\u00f3sitos en USD, EUR, USDC, USDT y ahora PYUSD, as\u00ed como pagos en 13 monedas diferentes mediante redes locales o SWIFT.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/defi-y-bancos-digitales-revolut-integra-la-red-de-pyth-network\/\">DeFi y bancos digitales: Revolut integra la red de Pyth Network<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>El FV Bank, un banco digital con licencia en Estados Unidos, anunci\u00f3 el viernes 10 de enero la integraci\u00f3n de la stablecoin PayPal USD (PYUSD) en su plataforma bancaria. Con este lanzamiento, el FV Bank se posiciona como el primer banco estadounidense en adoptar la stablecoin de PayPal para transacciones en tiempo real, ampliando las [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":8516,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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