{"id":8153,"date":"2025-01-02T16:00:44","date_gmt":"2025-01-02T16:00:44","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=8153"},"modified":"2025-01-02T13:04:25","modified_gmt":"2025-01-02T13:04:25","slug":"rusia-obligara-a-bancos-e-comerciantes-a-adoptar-su-cbdc","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/rusia-obligara-a-bancos-e-comerciantes-a-adoptar-su-cbdc\/","title":{"rendered":"Rusia obligar\u00e1 a bancos e comerciantes a adoptar su CBDC"},"content":{"rendered":"<p>Rusia est\u00e1 dando un paso importante hacia la digitalizaci\u00f3n de su econom\u00eda con el desarrollo de su moneda digital de banco central (CBDC). Un nuevo proyecto de ley presentado en la Duma Estatal propone que el uso del rublo digital sea obligatorio para todos los bancos y comerciantes del pa\u00eds.<\/p>\n<p>El objetivo principal es implementar una infraestructura de pagos moderna y eficiente, basada en un sistema universal de c\u00f3digos QR que facilite transacciones r\u00e1pidas y seguras.<\/p>\n<p>El proyecto de ley, liderado por un grupo de senadores y diputados, incluyendo a <a href=\"https:\/\/en.wikipedia.org\/wiki\/Anatoly_Aksakov\">Anatoly Aksakov<\/a>, presidente del Comit\u00e9 de Mercados Financieros de la Duma, establece un cronograma para la adopci\u00f3n del rublo digital. Se espera que la implementaci\u00f3n comience el 1 de julio de 2025.<\/p>\n<p>A partir de esa fecha, los bancos considerados sist\u00e9micamente importantes, esenciales para la estabilidad econ\u00f3mica del pa\u00eds, deber\u00e1n integrar el rublo digital en sus operaciones. Para 2027, esta obligaci\u00f3n se extender\u00e1 a todas las entidades bancarias, con el objetivo de garantizar una transici\u00f3n gradual y eficiente hacia la moneda digital estatal.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/malasia-obligo-a-bybit-a-cerrar-sus-operaciones-en-ese-pais\/\">Malasia oblig\u00f3 a Bybit a cerrar sus operaciones en ese pa\u00eds<\/a><\/li>\n<\/ul>\n<h2>Obligaciones para comerciantes<\/h2>\n<p>En cuanto a los comerciantes, el proyecto establece que, a partir de julio de 2025, las empresas con ingresos anuales superiores a <strong>30 millones de rublos<\/strong> (aproximadamente <strong>310.000 USD<\/strong> o <strong>290.000 EUR<\/strong>) deber\u00e1n aceptar pagos en rublo digital.<\/p>\n<p>Este umbral se reducir\u00e1 a <strong>20 millones de rublos<\/strong> (unos <strong>207.000 USD<\/strong> o <strong>193.000 EUR<\/strong>) en julio de 2026, fomentando una adopci\u00f3n m\u00e1s amplia en diferentes sectores de la econom\u00eda. Sin embargo, los negocios ubicados en \u00e1reas sin acceso a internet o redes m\u00f3viles estar\u00e1n exentos de esta obligaci\u00f3n.<\/p>\n<h2>Sistema universal de c\u00f3digos QR<\/h2>\n<p>El proyecto tambi\u00e9n propone integrar un sistema universal de c\u00f3digos QR que simplifique los pagos, haciendo que el rublo digital sea m\u00e1s accesible para la poblaci\u00f3n.<\/p>\n<p>Seg\u00fan el texto, las transferencias en rublo digital, incluidos los pagos a empresas, abogados, notarios y otros profesionales, deber\u00e1n realizarse mediante el c\u00f3digo QR, salvo que el sistema digital del rublo ofrezca alternativas espec\u00edficas.<\/p>\n<p>La implementaci\u00f3n del c\u00f3digo de pago universal ser\u00e1 responsabilidad de la NSPK (Sistema Nacional de Tarjetas de Pago), reforzando su papel en la infraestructura financiera del pa\u00eds.<\/p>\n<p>Adem\u00e1s, las instituciones de cr\u00e9dito y las filiales de bancos extranjeros que participen en la plataforma tambi\u00e9n estar\u00e1n obligadas a adoptar la nueva tecnolog\u00eda, asegurando una transici\u00f3n integral y efectiva hacia la moneda digital.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/bitcoin-hoy-02-01-2025-btc-inicia-el-ano-con-un-aumento-cercano-al-4-y-xrp-sube-un-11\/\">Bitcoin Hoy 02\/01\/2025: BTC inicia el a\u00f1o con un aumento cercano al 4% y XRP sube un 11%<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Rusia est\u00e1 dando un paso importante hacia la digitalizaci\u00f3n de su econom\u00eda con el desarrollo de su moneda digital de banco central (CBDC). Un nuevo proyecto de ley presentado en la Duma Estatal propone que el uso del rublo digital sea obligatorio para todos los bancos y comerciantes del pa\u00eds. El objetivo principal es implementar [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":8154,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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