{"id":4758,"date":"2024-10-30T16:00:39","date_gmt":"2024-10-30T16:00:39","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=4758"},"modified":"2024-10-30T14:21:16","modified_gmt":"2024-10-30T14:21:16","slug":"por-que-los-canadienses-desconfian-del-dolar-digital","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/por-que-los-canadienses-desconfian-del-dolar-digital\/","title":{"rendered":"\u00bfPor qu\u00e9 los canadienses desconf\u00edan del d\u00f3lar digital?"},"content":{"rendered":"<p>Seg\u00fan el Banco de Canad\u00e1 (BOC), los canadienses desconf\u00edan del<a href=\"https:\/\/www.criptofacil.com\/es\/cryptomkt-revoluciona-el-mercado-ahora-es-posible-depositar-pesos-y-comprar-dolares-digitales-sin-comisiones\/\"> d\u00f3lar digital<\/a> y se muestran dudosos respecto a su adopci\u00f3n.<\/p>\n<p>El banco central canadiense realiz\u00f3 recientemente una investigaci\u00f3n para identificar los cambios en las preferencias de pago de los consumidores, con el objetivo \u00faltimo de prepararse para el desarrollo de una moneda digital propia del banco central (CBDC).<\/p>\n<p>Un 42% de los participantes de la encuesta tienen una buena impresi\u00f3n sobre el d\u00f3lar digital canadiense. Sin embargo, el documento de investigaci\u00f3n de BOC, emitido el 28 de octubre, reafirma la afinidad de los canadienses hacia los sistemas de pago tradicionales.<\/p>\n<p>Los participantes afirmaron que un d\u00f3lar digital necesitar\u00eda \u201cdemostrar una fiabilidad impecable desde el primer d\u00eda\u201d. Otras expectativas son la privacidad de la informaci\u00f3n personal, la <a href=\"https:\/\/www.criptofacil.com\/es\/samsung-usara-blockchain-para-la-seguridad-en-electrodomesticos-inteligentes\/\">seguridad<\/a> de los datos de las transacciones, la comodidad y una experiencia de usuario superior.<\/p>\n<p>La mayor\u00eda de los participantes indicaron que la funcionalidad offline no era fundamental para la adopci\u00f3n, y afirmaron que preferir\u00edan el efectivo en situaciones de emergencia.<\/p>\n<p>Cabe destacar que el m\u00e9todo de pago m\u00e1s utilizado por los canadienses es la moneda f\u00edsica y tarjetas (de cr\u00e9dito y d\u00e9bito). Un estudio del BOC, en julio pasado, determin\u00f3 que solo el 3% de la poblaci\u00f3n usaba <a href=\"https:\/\/www.criptofacil.com\/es\/prevision-de-precios-de-bitcoin-para-las-elecciones-en-estados-unidos\/\">Bitcoin<\/a> y otras criptomonedas para las compras cotidianas.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/bitcoin-hoy-30-10-2024-btc-alcanza-los-73000-y-metaplanet-sube-un-14\/\">Bitcoin Hoy 30\/10\/2024: BTC alcanza los $73,000 y Metaplanet sube un 14%<\/a><\/li>\n<\/ul>\n<h2>La CBDC debe ser m\u00e1s efectiva que el dinero f\u00edsico<\/h2>\n<p>Tomando como base las expectativas de los usuarios, la facilidad de uso es un tema fundamental sin lugar a dudas. Aquellos usuarios que tengan grandes dificultades de pago podr\u00edan adoptar tarde un hipot\u00e9tico d\u00f3lar digital canadiense.<\/p>\n<p>Por tanto, el Banco de Canad\u00e1 pretende desarrollar un mejor sistema de pago. Adem\u00e1s, considera necesario realizar una inversi\u00f3n significativa y una campa\u00f1a de concienciaci\u00f3n para impulsar la <a href=\"https:\/\/www.criptofacil.com\/es\/la-adopcion-de-bitcoin-alcanza-su-mayor-marca-en-la-historia-220-millones-de-direcciones-activas\/\">adopci\u00f3n<\/a> de un d\u00f3lar canadiense digital.<\/p>\n<p>Asimismo, la entidad financiera est\u00e1 \u201creduciendo su trabajo sobre una moneda digital de banco central minorista y cambiando su enfoque a una investigaci\u00f3n m\u00e1s amplia del sistema de pagos y el desarrollo de pol\u00edticas\u201d.<\/p>\n<p>Adem\u00e1s, Australia y Colombia tambi\u00e9n han detenido sus planes de lanzar sus respectivas CBDC internas.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/coinbase-permite-depositos-instantaneos-con-integracion-de-visa-direct\/\">Coinbase permite dep\u00f3sitos instant\u00e1neos con integraci\u00f3n de Visa Direct<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Seg\u00fan el Banco de Canad\u00e1 (BOC), los canadienses desconf\u00edan del d\u00f3lar digital y se muestran dudosos respecto a su adopci\u00f3n. El banco central canadiense realiz\u00f3 recientemente una investigaci\u00f3n para identificar los cambios en las preferencias de pago de los consumidores, con el objetivo \u00faltimo de prepararse para el desarrollo de una moneda digital propia del [&hellip;]<\/p>\n","protected":false},"author":148,"featured_media":4798,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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