{"id":4231,"date":"2024-10-21T19:00:41","date_gmt":"2024-10-21T19:00:41","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=4231"},"modified":"2024-10-21T18:29:12","modified_gmt":"2024-10-21T18:29:12","slug":"el-banco-central-de-colombia-presento-su-sistema-de-pagos-instantaneos-bre-b","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/el-banco-central-de-colombia-presento-su-sistema-de-pagos-instantaneos-bre-b\/","title":{"rendered":"El Banco Central de Colombia present\u00f3 su sistema de pagos instant\u00e1neos Bre-B"},"content":{"rendered":"<p>El Banco Central de <a href=\"https:\/\/www.criptofacil.com\/es\/revolut-solicito-licencia-para-operar-en-colombia\/\">Colombia<\/a> present\u00f3 su nuevo sistema de pagos instant\u00e1neos denominado Bre-B. El mismo \u00e9l permitir\u00e1 a los residentes hacer transferencias entre cuentas bancarias de forma inmediata, sin importar la hora ni la entidad desde la que operen. Este proyecto tiene como finalidad promover los sistemas digitales sobre el uso del efectivo.<\/p>\n<p>Seg\u00fan el gerente del banco, Leonardo Villar, este nuevo sistema ofrecer\u00e1 condiciones m\u00e1s competitivas para la interoperabilidad entre las <a href=\"https:\/\/www.criptofacil.com\/es\/los-bancos-espanoles-abrazan-las-criptomonedas\/\">entidades bancarias<\/a> del pa\u00eds.<\/p>\n<p>\u201cLos ecosistemas de talla mundial muestran que la gratuidad de las transferencias personales y una rentabilidad competitiva en los pagos a comercios, en conjunto con la interoperabilidad plena, son el camino para ampliar el volumen transaccional y combatir as\u00ed el sobreuso del efectivo\u201d, explic\u00f3 Villar. Por tanto, Bre-B intentar\u00e1 acercarse al est\u00e1ndar que se maneja a nivel internacional, y que ya est\u00e1n aplicando varios pa\u00edses de la regi\u00f3n.<\/p>\n<p>Respecto a la elecci\u00f3n del nombre, el Banco indic\u00f3 que fon\u00e9ticamente Bre-B se pronuncia \u201cbreve\u201d. La elecci\u00f3n de este t\u00e9rmino hace alusi\u00f3n a la velocidad, rapidez, movimiento y dinamismo del cual gozar\u00e1n los pagos. \u201cEl destinatario recibir\u00e1 el dinero en un lapso m\u00e1ximo de 20 segundos, las 24 horas, los 7 d\u00edas de la semana\u201d, agregaron.<\/p>\n<ul>\n<li>Leer tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/trader-transforma-96-en-3-millones-de-dolares-con-memecoin-de-trump-descubre-nuevas-oportunidades\/\">Trader transforma $96 en 3 millones de d\u00f3lares con memecoin de Trump \u2013 Descubre nuevas oportunidades<\/a><\/li>\n<\/ul>\n<h2>Bre-B disponible a partir del 2025<\/h2>\n<p>La opci\u00f3n Bre-B estar\u00e1 disponible en todas las apps y p\u00e1ginas de las entidades bancarias a partir del segundo trimestre del 2025.<\/p>\n<p>Sobre los costos, Villar indic\u00f3 que el sistema ser\u00e1 totalmente gratuito durante los primeros cuatro a\u00f1os. Posteriormente, tendr\u00e1 una tarifa de funcionamiento que corresponde a unos COP $6,46 por operaci\u00f3n -unos USD $1,56 aproximados-.<\/p>\n<p>Si bien existen alternativas locales como\u00a0Transfiya\u00a0o\u00a0Credibanco a nivel local, la apuesta es que Bre-B convierta en una alternativa que goce de mayor adopci\u00f3n. El objetivo es que se integre de forma amigable con todas las aplicaciones y servicios de la banca, siendo una especie de canal com\u00fan para todas las operaciones.<\/p>\n<p>Por \u00faltimo, Bre-B alinear\u00eda a Colombia con <a href=\"https:\/\/www.criptofacil.com\/es\/chainalysis-brasil-mexico-argentina-y-venezuela-entre-los-lideres-globales-en-adopcion-de-criptomonedas\/\">Brasil<\/a> respecto a <a href=\"https:\/\/www.criptofacil.com\/es\/estudio-destaca-el-impacto-de-la-ia-y-los-criptoactivos-en-el-sector-financiero-brasileno\/\">pagos instant\u00e1neos<\/a>. Desde hace unos a\u00f1os, el pa\u00eds carioca cuenta desde hace a\u00f1os con \u201cPIX\u201d, un sistema de pagos de similares caracter\u00edsticas ha propuesto por Colombia.<\/p>\n<ul>\n<li>Leer tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/volatilidad-a-la-vista-solana-worldcoin-y-bittensor-desbloquean-grandes-volumenes-de-tokens\/\">Volatilidad a la vista: Solana, Worldcoin y Bittensor desbloquean grandes vol\u00famenes de tokens<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>El Banco Central de Colombia present\u00f3 su nuevo sistema de pagos instant\u00e1neos denominado Bre-B. El mismo \u00e9l permitir\u00e1 a los residentes hacer transferencias entre cuentas bancarias de forma inmediata, sin importar la hora ni la entidad desde la que operen. Este proyecto tiene como finalidad promover los sistemas digitales sobre el uso del efectivo. Seg\u00fan [&hellip;]<\/p>\n","protected":false},"author":148,"featured_media":4258,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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