{"id":24944,"date":"2025-11-19T13:00:59","date_gmt":"2025-11-19T13:00:59","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=24944"},"modified":"2025-11-19T14:06:58","modified_gmt":"2025-11-19T14:06:58","slug":"mastercard-anuncia-alianza-con-polygon-para-realizar-kyc-on-chain","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/mastercard-anuncia-alianza-con-polygon-para-realizar-kyc-on-chain\/","title":{"rendered":"Mastercard anuncia alianza con Polygon para realizar \u2018KYC\u2019 on chain"},"content":{"rendered":"<p><strong>Mastercard<\/strong> anunci\u00f3 este martes 18 una <strong>alianza con Polygon y Mercuryo<\/strong> para llevar <strong>verificaciones de identidad<\/strong> directamente a billeteras de autocustodia. El movimiento crea aliases (\u201capodos\u201d) simples, similares a nombres de usuario, que sustituyen las largas direcciones alfanum\u00e9ricas usadas en las transacciones digitales.<\/p>\n<p>Justo despu\u00e9s del anuncio, Mastercard explic\u00f3 que eligi\u00f3 <strong>Polygon como la primera red compatible porque ofrece baja latencia<\/strong>, seguridad y costos reducidos, elementos esenciales para aplicaciones reales de pago. Adem\u00e1s, la elecci\u00f3n refuerza la idea de que la tecnolog\u00eda blockchain puede operar con un est\u00e1ndar cercano al de los sistemas financieros tradicionales.<\/p>\n<p>Paralelamente, <strong>Mercuryo asumir\u00e1 el rol de emisora inicial de los nuevos identificadores.<\/strong> La empresa ser\u00e1 responsable por las verificaciones de identidad y por la creaci\u00f3n de los aliases dentro del sistema Mastercard Crypto Credential. Este proceso garantiza que cada alias est\u00e9 vinculado a un usuario verificado y, posteriormente, asociado a su billetera.<\/p>\n<p>El cambio representa un <strong>intento claro de simplificar la experiencia de uso.<\/strong> Hoy, cualquier transacci\u00f3n exige copiar largos c\u00f3digos que pueden provocar errores simples y p\u00e9rdidas irreversibles. Con la adopci\u00f3n de aliases verificados, el usuario pasa a interactuar con identificadores legibles, lo que aumenta la confianza y reduce riesgos.<\/p>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-337148 size-full\" src=\"https:\/\/www.criptofacil.com\/wp-content\/uploads\/2025\/11\/Mastercard-e-Polygon.png\" alt=\"Mastercard e Polygon\" width=\"503\" height=\"527\" \/><\/p>\n<p>Adem\u00e1s, los usuarios podr\u00e1n solicitar un <strong>soulbound token<\/strong> en la red Polygon. Este token registrar\u00e1 on-chain que esa billetera pertenece a una persona verificada. La funci\u00f3n agrega una capa adicional de autenticaci\u00f3n y crea un camino directo hacia flujos de pago m\u00e1s familiares.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a style=\"font-size: 16px\" href=\"https:\/\/www.criptofacil.com\/es\/precio-bitcoin-hoy-19-11-2025\/\">Bitcoin Hoy 19\/11\/2025: BTC se mantiene estable en medio del riesgo por el aumento de tasas en Jap\u00f3n<\/a><\/li>\n<\/ul>\n<h2>Mastercard y Polygon<\/h2>\n<p>Polygon destaca que su<strong> infraestructura est\u00e1 lista para atender este tipo de demanda<\/strong>. Actualizaciones recientes, como las versiones Rio y Heimdall v2, reforzaron la finalizaci\u00f3n de bloques y <strong>redujeron el riesgo de reorganizaciones<\/strong>. As\u00ed, la red puede ofrecer confirmaciones r\u00e1pidas, estabilidad y previsibilidad, factores importantes para empresas globales como Mastercard.<\/p>\n<p>El CEO de Polygon Labs, Marc Boiron, afirm\u00f3 que la alianza muestra c\u00f3mo las<strong> redes blockchain pueden soportar servicios financieros a gran escala.<\/strong> Se\u00f1al\u00f3 que el verdadero avance ocurre cuando la tecnolog\u00eda se vuelve \u201cinvisible\u201d, permitiendo que los usuarios tengan una experiencia directa e intuitiva.<\/p>\n<p>La iniciativa tambi\u00e9n apunta a la <strong>popularizaci\u00f3n de la autocustodia<\/strong>, algo que siempre pareci\u00f3 lejano para gran parte del p\u00fablico. Con verificaciones claras, nombres simples y flujos m\u00e1s f\u00e1ciles, la promesa es transformar la gesti\u00f3n de activos digitales en una pr\u00e1ctica menos intimidante.<strong> Mastercard cree que mejoras en la verificaci\u00f3n y en la experiencia pueden impulsar la adopci\u00f3n masiva.<\/strong><\/p>\n<p>El anuncio tambi\u00e9n se\u00f1ala una tendencia mayor. A medida que bancos, fintechs e instituciones financieras expanden sus operaciones on-chain, crece la necesidad de unir pagos, identidad e infraestructura blockchain. La expansi\u00f3n del <strong>Crypto Credential<\/strong> muestra exactamente este punto: la integraci\u00f3n entre identidad digital y transacciones seguras debe moldear la pr\u00f3xima fase de los pagos globales.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a style=\"font-size: 16px\" href=\"https:\/\/www.criptofacil.com\/es\/bitcoin-ahora-btc-reduce-perdidas-tras-datos-debiles-de-empleo-en-ee-uu\/\">Bitcoin ahora: BTC reduce p\u00e9rdidas tras datos d\u00e9biles de empleo en EE. UU.<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Mastercard anunci\u00f3 este martes 18 una alianza con Polygon y Mercuryo para llevar verificaciones de identidad directamente a billeteras de autocustodia. El movimiento crea aliases (\u201capodos\u201d) simples, similares a nombres de usuario, que sustituyen las largas direcciones alfanum\u00e9ricas usadas en las transacciones digitales. Justo despu\u00e9s del anuncio, Mastercard explic\u00f3 que eligi\u00f3 Polygon como la primera [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":24945,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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