{"id":23932,"date":"2025-10-29T14:00:00","date_gmt":"2025-10-29T14:00:00","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=23932"},"modified":"2025-10-29T11:30:51","modified_gmt":"2025-10-29T11:30:51","slug":"paypal-y-google-se-unen-para-lanzar-una-herramienta-de-criptomonedas","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/paypal-y-google-se-unen-para-lanzar-una-herramienta-de-criptomonedas\/","title":{"rendered":"PayPal y Google se unen para lanzar una herramienta de criptomonedas"},"content":{"rendered":"<p><strong>PayPal y Google Cloud<\/strong> anunciaron una alianza in\u00e9dita que promete transformar el comercio electr\u00f3nico. Las dos gigantes tecnol\u00f3gicas lanzaron una<strong> herramienta que combina inteligencia artificial (IA) y contratos criptogr\u00e1ficos<\/strong>, permitiendo que los usuarios descubran productos, reciban recomendaciones y realicen pagos sin salir de la misma interfaz.<\/p>\n<p>La propuesta combina el <strong>sistema de comercio conversacional de Google Cloud<\/strong> con las <strong>soluciones de pago de PayPal<\/strong>, creando un entorno digital donde consumidores y empresas interact\u00faan de forma fluida y segura. La idea es que cada tienda pueda integrar sus propios <strong>\u201cagentes de IA\u201d<\/strong> en sus canales online, ofreciendo atenci\u00f3n personalizada sin depender por completo de plataformas externas.<\/p>\n<p>El coraz\u00f3n del proyecto est\u00e1 en el <strong>protocolo abierto Agent2Agent (A2A)<\/strong>, que permite que diferentes inteligencias artificiales se comuniquen y colaboren entre s\u00ed. Este est\u00e1ndar garantiza que los sistemas de IA de distintas empresas puedan <strong>compartir informaci\u00f3n contextual, procesar pagos y verificar credenciales<\/strong> de manera segura.<\/p>\n<p>Sobre esa base, PayPal introdujo el <strong><a href=\"https:\/\/cloud.google.com\/blog\/topics\/financial-services\/introducing-an-agentic-commerce-solution-for-merchants-from-paypal-and-google-cloud\">Agent Payments Protocol (AP2)<\/a><\/strong>, una capa dise\u00f1ada espec\u00edficamente para transacciones financieras. El sistema incorpora<strong> mecanismos antifraude, autenticaci\u00f3n criptogr\u00e1fica y trazabilidad total<\/strong>, lo que permite que cada compra tenga un <strong>contrato digital firmado por el propio usuario<\/strong>.<\/p>\n<p>En t\u00e9rminos pr\u00e1cticos, esto significa que, al realizar una compra, el cliente genera en su propio dispositivo una credencial llamada <strong>\u201ccart mandate\u201d<\/strong>, que prueba la autorizaci\u00f3n para esa transacci\u00f3n espec\u00edfica. Por su parte, el <strong>\u201cpayment mandate\u201d<\/strong> se comparte con la red de pagos y los emisores, indicando si la compra fue realizada directamente por una persona o por un agente de IA autorizado.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a style=\"font-size: 16px\" href=\"https:\/\/www.criptofacil.com\/es\/etfs-de-criptomonedas-fondos-de-litecoin-hbar-y-solana-avanzan-durante-el-cierre-del-gobierno-en-ee-uu\/\">ETFs de criptomonedas: Fondos de Litecoin, HBAR y Solana avanzan durante el cierre del gobierno en EE. UU.<\/a><\/li>\n<\/ul>\n<h2>PayPal y Google unidos en el mundo cripto<\/h2>\n<div class=\"ast-oembed-container \" style=\"height: 100%;\"><iframe title=\"See the new PayPal commerce agent in action\" width=\"500\" height=\"281\" src=\"https:\/\/www.youtube.com\/embed\/W2Do-A0Gb18?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/div>\n<p>Seg\u00fan ambas compa\u00f1\u00edas, este formato aumenta la confianza y <strong>reduce los riesgos de fraude<\/strong>, ya que cada paso se valida criptogr\u00e1ficamente y est\u00e1 vinculado al consentimiento expl\u00edcito del comprador.<\/p>\n<p>Durante el recorrido del consumidor, el sistema de<strong> comercio conversacional de Google<\/strong> interact\u00faa con <strong>PayPal<\/strong> para acceder, mediante autorizaci\u00f3n, al<strong> historial de compras del usuario<\/strong>. Esto permite ofrecer <strong>recomendaciones m\u00e1s precisas y personalizadas<\/strong>, basadas en preferencias reales y patrones de consumo previos.<\/p>\n<p>En la etapa de pago, el sistema ejecuta la transacci\u00f3n <strong>dentro de la misma conversaci\u00f3n<\/strong>, eliminando la necesidad de redireccionamientos o p\u00e1ginas externas. As\u00ed, el comprador puede elegir entre<strong> varios m\u00e9todos de pago<\/strong>, incluidos los <strong>planes de \u201ccompra ahora, paga despu\u00e9s\u201d<\/strong>, todo con la rapidez t\u00edpica de un chat inteligente.<\/p>\n<p>De esta manera, la integraci\u00f3n marca un avance significativo en la fusi\u00f3n entre la<strong> IA y la blockchain<\/strong>. La tecnolog\u00eda de <strong>contratos inteligentes<\/strong> garantiza seguridad, mientras los agentes de IA aportan conveniencia y personalizaci\u00f3n: dos demandas esenciales del nuevo comercio digital.<\/p>\n<p>Adem\u00e1s de esta nueva herramienta, PayPal contin\u00faa ampliando su presencia en el sector cripto. La empresa ahora permite <strong>transferencias directas de activos digitales \u2014como Bitcoin (BTC), Ethereum (ETH) y la stablecoin PYUSD\u2014 dentro de su sistema P2P.<\/strong> Esta funcionalidad integra el ecosistema cripto en la vida cotidiana de los usuarios, reforzando el objetivo de hacer que el dinero digital sea m\u00e1s accesible y funcional.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a style=\"font-size: 16px\" href=\"https:\/\/www.criptofacil.com\/es\/metamask-ampliara-funciones-para-las-blockchains-de-solana-y-bitcoin\/\">MetaMask ampliar\u00e1 funciones para las blockchains de Solana y Bitcoin<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>PayPal y Google Cloud anunciaron una alianza in\u00e9dita que promete transformar el comercio electr\u00f3nico. Las dos gigantes tecnol\u00f3gicas lanzaron una herramienta que combina inteligencia artificial (IA) y contratos criptogr\u00e1ficos, permitiendo que los usuarios descubran productos, reciban recomendaciones y realicen pagos sin salir de la misma interfaz. La propuesta combina el sistema de comercio conversacional de [&hellip;]<\/p>\n","protected":false},"author":36,"featured_media":23933,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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