{"id":20992,"date":"2025-09-03T11:00:27","date_gmt":"2025-09-03T11:00:27","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=20992"},"modified":"2025-09-02T17:19:48","modified_gmt":"2025-09-02T17:19:48","slug":"mastercard-presenta-su-nueva-ia-agentica-para-redefinir-el-futuro-de-los-pagos-digitales","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/mastercard-presenta-su-nueva-ia-agentica-para-redefinir-el-futuro-de-los-pagos-digitales\/","title":{"rendered":"Mastercard presenta su nueva IA agentica para redefinir el futuro de los pagos digitales"},"content":{"rendered":"<p>Mastercard present\u00f3 una nueva soluci\u00f3n implementada con Inteligencia Artificial Agentica, One Credential, para redefinir el futuro en los pagos digitales. La compa\u00f1\u00eda apuesta a un escenario donde la seguridad, la personalizaci\u00f3n y la automatizaci\u00f3n se conviertan en la regla dentro del comercio global.<\/p>\n<p>Seg\u00fan el CDO de la compa\u00f1\u00eda, Pablo Fourez, la IA agentica ser\u00e1 un punto disruptivo en la industria de los pagos, ya que los ser\u00e1n sistemas capaces de ejecutar compras y reservas de manera autom\u00e1tica. A diferencia de los asistentes tradicionales que solo responden consultas, estos agentes pueden actuar por el consumidor, desde comprar boletos o reservar un hotel hasta monitorear precios en tiempo real.<\/p>\n<p data-mrf-recirculation=\"Links art\u00edculo\">Como respuesta a los retos que plantea la automatizaci\u00f3n, Mastercard present\u00f3 Agent Pay, un sistema que garantiza transparencia en las transacciones realizadas por agentes de IA.<\/p>\n<ul>\n<li data-mrf-recirculation=\"Links art\u00edculo\">Lee tambi\u00e9n: <a style=\"font-size: 16px\" href=\"https:\/\/www.criptofacil.com\/es\/analista-senala-3-memecoins-desconocidas-para-comprar-en-septiembre\/\">Analista se\u00f1ala 3 memecoins \u201cdesconocidas\u201d para comprar en septiembre<\/a><\/li>\n<\/ul>\n<h2 data-mrf-recirculation=\"Links art\u00edculo\">\u00bfC\u00f3mo es el funcionamiento de One Credential?<\/h2>\n<p>La soluci\u00f3n permite que todos los actores de la red\u00a0identifiquen el tipo de transacci\u00f3n, validen al consumidor y accedan a datos verificables.<\/p>\n<p>Fourez tambi\u00e9n agreg\u00f3 que la\u00a0autenticaci\u00f3n biom\u00e9trica y la tokenizaci\u00f3n ser\u00e1n fundamentales para proteger la seguridad de cada operaci\u00f3n y otorgar a los usuarios\u00a0control total sobre sus decisiones financieras.<\/p>\n<p data-mrf-recirculation=\"Links art\u00edculo\">Para atender estas expectativas, la compa\u00f1\u00eda present\u00f3\u00a0One Credential, una\u00a0\u00fanica credencial digital\u00a0que permite a los consumidores definir c\u00f3mo usar su dinero.<\/p>\n<p data-mrf-recirculation=\"Links art\u00edculo\">Con esta soluci\u00f3n, un usuario puede configurar que un caf\u00e9 se pague con d\u00e9bito, un concierto con cr\u00e9dito y un vuelo a meses sin intereses, todo desde la app bancaria con la moneda o activo que considere conveniente. Esta nueva funcionalidad tambi\u00e9n est\u00e1 pensada para la Generaci\u00f3n Z, que prefiere usar m\u00e9todos de pago innovadores.<\/p>\n<p data-mrf-recirculation=\"Links art\u00edculo\">Para administrar las preferencias de pago desde la app hay que seguir estos pasos:<\/p>\n<ul>\n<li data-mrf-recirculation=\"Links art\u00edculo\">Inscribirse dentro de la aplicaci\u00f3n bancaria<\/li>\n<li data-mrf-recirculation=\"Links art\u00edculo\">Seleccionar los m\u00e9todos de financiaci\u00f3n (d\u00e9bito, cuotas, cr\u00e9dito, prepago)<\/li>\n<li data-mrf-recirculation=\"Links art\u00edculo\">Establecer preferencias para cada m\u00e9todo de pago.<\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Mastercard present\u00f3 una nueva soluci\u00f3n implementada con Inteligencia Artificial Agentica, One Credential, para redefinir el futuro en los pagos digitales. La compa\u00f1\u00eda apuesta a un escenario donde la seguridad, la personalizaci\u00f3n y la automatizaci\u00f3n se conviertan en la regla dentro del comercio global. Seg\u00fan el CDO de la compa\u00f1\u00eda, Pablo Fourez, la IA agentica ser\u00e1 [&hellip;]<\/p>\n","protected":false},"author":148,"featured_media":21037,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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