{"id":19124,"date":"2025-07-28T18:00:38","date_gmt":"2025-07-28T18:00:38","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=19124"},"modified":"2025-07-28T17:45:21","modified_gmt":"2025-07-28T17:45:21","slug":"paypal-impulsa-las-criptomonedas-con-un-nuevo-sistema-de-pagos-que-reduce-las-comisiones-hasta-un-90","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/paypal-impulsa-las-criptomonedas-con-un-nuevo-sistema-de-pagos-que-reduce-las-comisiones-hasta-un-90\/","title":{"rendered":"PayPal impulsa las criptomonedas con un nuevo sistema de pagos que reduce las comisiones hasta un 90%"},"content":{"rendered":"<p><strong>PayPal ha anunciado el lanzamiento de \u00abPay with Crypto\u00bb<\/strong>, una nueva soluci\u00f3n de pagos dirigida a comerciantes de Estados Unidos que<strong> promete reducir hasta un 90% los costos de las transacciones internacionales<\/strong> al integrar criptomonedas, stablecoins y carteras digitales.<\/p>\n<p>Seg\u00fan el <a href=\"https:\/\/newsroom.paypal-corp.com\/2025-07-28-PayPal-Drives-Crypto-Payments-into-the-Mainstream,-Reducing-Costs-and-Expanding-Global-Commerce\">anuncio<\/a>, esta herramienta permite la <strong>conversi\u00f3n instant\u00e1nea de criptoactivos en stablecoins o monedas fiduciarias<\/strong>, simplificando las operaciones de comercio internacional.<\/p>\n<p>La empresa inform\u00f3 que las <strong>p\u00e9rdidas globales por comisiones de transacciones internacionales<\/strong> superan los miles de millones de d\u00f3lares al a\u00f1o. En este contexto, el nuevo servicio pretende hacer frente a este desaf\u00edo <strong>conectando m\u00e1s de 100 criptomonedas<\/strong> y carteras como <strong>Coinbase, MetaMask, Binance, Kraken, OKX, Phantom y Exodus, entre otras.<\/strong><\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a style=\"font-size: 16px;background-color: #ffffff\" href=\"https:\/\/www.criptofacil.com\/es\/empresas-publicas-de-ee-uu-ya-acumulan-mas-de-3-700-millones-de-dolares-en-ethereum\/\">Empresas p\u00fablicas de EE. UU. ya acumulan m\u00e1s de 3.700 millones de d\u00f3lares en Ethereum<\/a><\/li>\n<\/ul>\n<h2>PayPal impulsa las criptomonedas con Pay with Crypto<\/h2>\n<p>Con una <strong>comisi\u00f3n de transacci\u00f3n<\/strong> de apenas <strong>0,99%<\/strong>, \u00abPay with Crypto\u00bb ofrece una <strong>alternativa m\u00e1s econ\u00f3mica<\/strong> en comparaci\u00f3n con las comisiones tradicionales de procesamiento de tarjetas internacionales. Adem\u00e1s, los comerciantes tienen acceso casi instant\u00e1neo a los fondos recibidos. Tambi\u00e9n tienen la <strong>posibilidad de mantener los fondos en stablecoin (PYUSD)<\/strong> y recibir<strong> rendimientos del 4% anual<\/strong> dentro de la plataforma de PayPal.<\/p>\n<p>Seg\u00fan Alex Chriss, presidente y CEO de la compa\u00f1\u00eda, <strong>el objetivo de la iniciativa es eliminar barreras para empresas de todos los tama\u00f1os que buscan expandirse globalmente.<\/strong> Cit\u00f3 como ejemplo un comerciante en Oklahoma City que podr\u00eda venderle a un cliente en Guatemala y<strong> recibir el pago a trav\u00e9s de criptomonedas<\/strong> de manera simple, r\u00e1pida y con menores costos.<\/p>\n<p>La soluci\u00f3n tambi\u00e9n forma parte de una estrategia m\u00e1s amplia de PayPal para integrar monedas digitales en su ecosistema. La empresa recientemente estableci\u00f3 una <strong>alianza con Fiserv<\/strong> para expandir el uso de stablecoins a nivel global. Tambi\u00e9n lanz\u00f3 <strong>\u00abPayPal World\u00bb<\/strong>, una plataforma que agrupa las cinco mayores carteras digitales del mundo.<\/p>\n<h2>Pay with Crypto<\/h2>\n<p>\u00abPay with Crypto\u00bb cubre alrededor del <strong>90% de la capitalizaci\u00f3n total del mercado de criptoactivos<\/strong>, estimada en m\u00e1s de 3 billones de d\u00f3lares. Entre los activos aceptados se encuentran <strong>Bitcoin (BTC), Ethereum (ETH), Tether (USDT), XRP, BNB, Solana (SOL), USD Coin (USDC), entre otros.<\/strong><\/p>\n<p>Se espera que el servicio est\u00e9 disponible para los comerciantes estadounidenses en las pr\u00f3ximas semanas, ampliando el acceso a soluciones basadas en blockchain y criptomonedas en el comercio global.<\/p>\n<p>La <a href=\"https:\/\/newsroom.paypal-corp.com\/2025-07-28-PayPal-Drives-Crypto-Payments-into-the-Mainstream,-Reducing-Costs-and-Expanding-Global-Commerce\"><strong>PYUSD<\/strong><\/a>, stablecoin de PayPal, es la <strong>12\u00aa criptomoneda estable m\u00e1s grande del mercado<\/strong>, con una capitalizaci\u00f3n de mercado de 901 millones de d\u00f3lares. A modo de comparaci\u00f3n, la USDT, la stablecoin m\u00e1s grande del mundo, tiene un valor de mercado de 163 mil millones de d\u00f3lares.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-326600\" src=\"https:\/\/www.criptofacil.com\/wp-content\/uploads\/2025\/07\/PYUSD.png\" alt=\"Gr\u00e1fico da stablecoin do PayPal - Fonte: CoinGecko\" width=\"1644\" height=\"1200\" \/><\/p>\n<ul>\n<li>Lee tambi\u00e9n:\u00a0<a href=\"https:\/\/www.criptofacil.com\/es\/bitcoin-hoy-28-07-2025\/\">Bitcoin Hoy 28\/07\/2025: BTC no mantiene los 120.000 USD y BNB alcanza un r\u00e9cord de precio<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>PayPal ha anunciado el lanzamiento de \u00abPay with Crypto\u00bb, una nueva soluci\u00f3n de pagos dirigida a comerciantes de Estados Unidos que promete reducir hasta un 90% los costos de las transacciones internacionales al integrar criptomonedas, stablecoins y carteras digitales. Seg\u00fan el anuncio, esta herramienta permite la conversi\u00f3n instant\u00e1nea de criptoactivos en stablecoins o monedas fiduciarias, [&hellip;]<\/p>\n","protected":false},"author":87,"featured_media":19125,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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