{"id":1590,"date":"2024-09-05T10:00:27","date_gmt":"2024-09-05T10:00:27","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=1590"},"modified":"2024-09-04T17:49:18","modified_gmt":"2024-09-04T17:49:18","slug":"las-criptomonedas-son-el-metodo-mas-barato-para-enviar-dinero","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/las-criptomonedas-son-el-metodo-mas-barato-para-enviar-dinero\/","title":{"rendered":"Las criptomonedas son el m\u00e9todo m\u00e1s barato para enviar dinero"},"content":{"rendered":"<p>Binance Research emiti\u00f3 un informe \u201cPagos con Blockchain, un nuevo comienzo\u201d el pasado 30 de agosto. All\u00ed hizo un an\u00e1lisis sobre la realidad financiera actual.<\/p>\n<p>La exchange argentina da cuenta que, si bien la infraestructura obsoleta del sistema bancario sigue vigente, hay un gran porcentaje de la sociedad que est\u00e1 migrando a los intermediarios digitales.<\/p>\n<p>Binance ejemplifica con seis intermediarios de alta vigencia a nivel global: redes de tarjetas, emisores, procesadores, sistemas POS, agregadores, billeteras digitales; y de uso constante en las transacciones.<\/p>\n<p>Esta migraci\u00f3n de lo f\u00edsico a lo virtual posiciona a la tecnolog\u00eda blockchain como una nueva infraestructura habilitada a nivel mundial para pagos, construida desde cero. Estas novedades tecnol\u00f3gicas \u201ctienen el potencial de reducir significativamente el costo y aumentar la velocidad de los pagos transfronterizos\u201d, seg\u00fan indica el informe.<\/p>\n<p>Adem\u00e1s, las fintechs de pagos modernas y las redes de tarjetas han hecho que la experiencia del usuario final sea extremadamente conveniente para consumidores y comerciantes.<\/p>\n<ul>\n<li>Lee tambi\u00e9n:\u00a0 <a href=\"https:\/\/www.criptofacil.com\/es\/billeteras-virtuales-ya-ofrecen-compra-y-venta-de-criptomonedas-que-falta-para-que-argentina-se-sume\/\">Billeteras Virtuales ya ofrecen compra y venta de Criptomonedas: \u00bfQu\u00e9 falta para que Argentina se sume?<\/a><\/li>\n<\/ul>\n<h2>Criptomonedas econ\u00f3micas<\/h2>\n<p>El informe de Binance detalla que las criptomonedas son 50800 veces m\u00e1s baratas que los m\u00e9todos tradicionales para enviar dinero. En n\u00fameros reales, el costo promedio global de enviar USD 200 a trav\u00e9s de m\u00e9todos tradicionales es del 6,35% o USD 12,70. En el caso de una alt-L1 como Solana, el costo por USD 200 estar\u00eda alrededor de USD 0,00025.<\/p>\n<p>Esto es consecuencia de la cantidad de intermediarios digitales que existen para realizar todo tipo de transacciones, sin importar d\u00eda y horario.<\/p>\n<p>Asimismo, la tecnolog\u00eda blockchain est\u00e1 siendo de acceso libre tanto para jugadores de primer nivel como individuos. Esta apertura otorga bajas en los costos por transacci\u00f3n, sin tarifas de gas, con conversi\u00f3n de moneda din\u00e1mica y liquidaci\u00f3n en tiempo real.<\/p>\n<h2>La expansi\u00f3n monetaria de Binance Pay<\/h2>\n<p>Binance Pay ha estado experimentando un crecimiento significativo en el volumen y n\u00famero de sus transacciones y en la cantidad de usuarios que utilizan activamente la plataforma.<\/p>\n<p>Entre los datos duros a destacar, el uso de la plataforma aument\u00f3 un 43% respecto al mismo periodo de 2023. Este volumen de crecimiento aumento en un 71% interanual las transacciones a trav\u00e9s de la app. Esto totaliza m\u00e1s de $77 mil millones de d\u00f3lares.<\/p>\n<h2>Los mercados de Binance Pay<\/h2>\n<p>El mercado vigente de la plataforma se centra en el sur de Asia, Europa del Este, MENA y Am\u00e9rica Latina, donde se refleja el entusiasmo global por los pagos con criptomonedas.<\/p>\n<p>\u201cAm\u00e9rica Latina es un mercado pr\u00f3spero para las criptomonedas. Tenemos tres pa\u00edses en el top 20 de mercados de Chainalysis, con Brasil, Argentina y M\u00e9xico\u201d, se\u00f1al\u00f3 Guilherme Nazar, Vicepresidente Regional para Am\u00e9rica Latina Binance.<\/p>\n<p>\u201cEl pago con criptomonedas es algo que ha estado atrayendo a m\u00e1s personas a esta industria en la regi\u00f3n, porque permite mantener el dinero invertido y usarlo para las necesidades diarias en cualquier momento, con tarifas m\u00ednimas o sin tarifas\u201d, agreg\u00f3.<\/p>\n<p>La industria de pagos es enorme, lo que significa que la adopci\u00f3n de tecnolog\u00eda como las blockchains probablemente ser\u00e1 lenta y cautelosa. Aunque podr\u00e1n mejorar\u00a0las herramientas para resolver problemas de crecimiento, la escalabilidad de la cadena, los desaf\u00edos de UI\/UX y la incertidumbre regulatoria.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/ceo-de-ripple-anuncia-el-lanzamiento-inminente-de-una-nueva-stablecoin-y-descarta-ipo-en-ee-uu\/\">CEO de Ripple anuncia el lanzamiento inminente de una nueva stablecoin y descarta IPO en EE.UU.<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>Binance Research emiti\u00f3 un informe \u201cPagos con Blockchain, un nuevo comienzo\u201d el pasado 30 de agosto. All\u00ed hizo un an\u00e1lisis sobre la realidad financiera actual. La exchange argentina da cuenta que, si bien la infraestructura obsoleta del sistema bancario sigue vigente, hay un gran porcentaje de la sociedad que est\u00e1 migrando a los intermediarios digitales. [&hellip;]<\/p>\n","protected":false},"author":148,"featured_media":1623,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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