{"id":12066,"date":"2025-03-20T19:00:16","date_gmt":"2025-03-20T19:00:16","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=12066"},"modified":"2025-03-20T19:00:58","modified_gmt":"2025-03-20T19:00:58","slug":"tras-rechazar-bitcoin-corea-del-sur-programa-prueba-con-cbdc-para-abril","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/tras-rechazar-bitcoin-corea-del-sur-programa-prueba-con-cbdc-para-abril\/","title":{"rendered":"Tras rechazar Bitcoin, Corea del Sur programa prueba con CBDC para abril"},"content":{"rendered":"<p class=\"\" data-start=\"214\" data-end=\"376\">El Banco de Corea (Bank of Korea, BOK) ha revelado su <strong>programa piloto de moneda digital de banco central (CBDC)<\/strong>. Seg\u00fan el anuncio, la prueba comenzar\u00e1 en abril.<\/p>\n<p class=\"\" data-start=\"378\" data-end=\"627\">Este test ha sido denominado <strong>\u201cProyecto de Prueba Digital Hangang\u201d<\/strong>, de acuerdo con el medio local <em data-start=\"475\" data-end=\"491\">Business Korea<\/em>. El Banco de Corea pondr\u00e1 en marcha el proyecto junto con siete grandes bancos del pa\u00eds. Esta fase tendr\u00e1 una duraci\u00f3n de tres meses.<\/p>\n<p class=\"\" data-start=\"629\" data-end=\"966\">Durante el per\u00edodo de prueba, el <strong>Banco de Corea evaluar\u00e1 la eficiencia y viabilidad de un sistema de pago basado en CBDC<\/strong> a trav\u00e9s del programa Hangang. Los bancos participantes emitir\u00e1n tokens de dep\u00f3sito que podr\u00e1n usarse en diversos establecimientos, como supermercados, plataformas de comercio electr\u00f3nico y tiendas de conveniencia.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-313018\" src=\"https:\/\/www.criptofacil.com\/wp-content\/uploads\/2025\/03\/Screenshot-2025-03-18-at-13.38.06.png\" alt=\"Banco da Coreia.\" width=\"2560\" height=\"1229\" \/><\/p>\n<p class=\"\" data-start=\"1020\" data-end=\"1350\">Curiosamente, la medida se anunci\u00f3 menos de 24 horas despu\u00e9s de que el BOK rechazara la posibilidad de mantener Bitcoin como reserva estrat\u00e9gica. La instituci\u00f3n argument\u00f3 que la alta volatilidad del BTC representa un riesgo, ya que podr\u00eda generar p\u00e9rdidas en caso de que el banco necesite convertir sus BTC en moneda fiduciaria.<\/p>\n<ul>\n<li>Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/reserva-digital-de-ee-uu-podria-adoptar-xrp-que-mas-esta-en-juego\/\">Reserva digital de EE. UU. podr\u00eda adoptar XRP \u2013 \u00bfqu\u00e9 m\u00e1s est\u00e1 en juego?<\/a><\/li>\n<\/ul>\n<h2 data-start=\"1352\" data-end=\"1406\"><strong data-start=\"1356\" data-end=\"1404\">Banco de Corea lanza programa piloto de CBDC<\/strong><\/h2>\n<p class=\"\" data-start=\"1408\" data-end=\"1711\">Seg\u00fan medios locales, el <strong>Banco de Corea lanzar\u00e1 en abril un programa piloto de CBDC en condiciones reales<\/strong>, posiblemente con la participaci\u00f3n de 100.000 ciudadanos. Los participantes podr\u00e1n depositar dinero en sus bancos a cambio de \u201ctokens de dep\u00f3sito\u201d y utilizarlos para pagar en comercios afiliados.<\/p>\n<p class=\"\" data-start=\"1713\" data-end=\"1945\">El test Hangang, previsto para iniciar en abril, <strong>durar\u00e1 aproximadamente tres meses<\/strong>. Los clientes de los bancos KB Kookmin, Shinhan, Hana, Woori, NH Nonghyup, IBK Industrial Bank of Korea y BNK Busan podr\u00e1n participar en la prueba.<\/p>\n<p class=\"\" data-start=\"1947\" data-end=\"2077\">Adem\u00e1s, el BOK estudiar\u00e1 el potencial de su CBDC en transacciones reales. Sobre el desarrollo, un funcionario del banco declar\u00f3:<\/p>\n<blockquote>\n<p class=\"\" data-start=\"2079\" data-end=\"2323\"><em data-start=\"2079\" data-end=\"2321\">\u00abA trav\u00e9s de los pagos con tokens de dep\u00f3sito, los comerciantes pueden recibir los fondos de liquidaci\u00f3n en tiempo real. Adem\u00e1s, se espera que las comisiones por transacci\u00f3n se reduzcan al minimizar la intermediaci\u00f3n en el proceso de pago\u00bb.<\/em><\/p>\n<\/blockquote>\n<h2 data-start=\"2325\" data-end=\"2372\"><strong data-start=\"2329\" data-end=\"2370\">Un sistema basado en el \u201cwon digital\u201d<\/strong><\/h2>\n<p class=\"\" data-start=\"2374\" data-end=\"2593\">Con el programa Hangang, el BOK busca evaluar la viabilidad de las CBDC en transacciones reales. La instituci\u00f3n tiene la intenci\u00f3n de <strong>reemplazar progresivamente los m\u00e9todos de pago tradicionales<\/strong> por monedas digitales.<\/p>\n<p class=\"\" data-start=\"2595\" data-end=\"2756\">As\u00ed, el programa piloto servir\u00e1 como un test inicial. <strong>Si tiene \u00e9xito, la CBDC podr\u00eda sustituir gradualmente al won surcoreano, hasta que este deje de circular.<\/strong><\/p>\n<p class=\"\" data-start=\"2758\" data-end=\"2962\">Si el Banco de Corea introduce una<strong> \u00abmoneda digital institucional\u00bb<\/strong>, los bancos participantes emitir\u00e1n tokens respaldados por ella. Esto permitir\u00e1 a los usuarios utilizar estos tokens para realizar pagos.<\/p>\n<p class=\"\" data-start=\"2964\" data-end=\"3237\">Los participantes del programa piloto podr\u00e1n convertir sus dep\u00f3sitos bancarios en tokens de dep\u00f3sito y viceversa, garantizando transacciones fluidas. La medida busca evaluar la usabilidad de la CBDC y la adaptaci\u00f3n de los ciudadanos a un futuro sistema monetario digital.<\/p>\n<p class=\"\" data-start=\"3239\" data-end=\"3483\"><strong>En 2023, el entonces presidente del Banco Central de Brasil, Roberto Campos Neto, anunci\u00f3 una colaboraci\u00f3n con el BOK para impulsar la implementaci\u00f3n del DREX, la CBDC brasile\u00f1a.<\/strong> Esto podr\u00eda explicar los avances de Corea del Sur en este \u00e1mbito.<\/p>\n<p><img decoding=\"async\" class=\"size-full wp-image-97995 aligncenter\" src=\"https:\/\/www.criptofacil.com\/wp-content\/uploads\/2019\/12\/Banco-Central-da-Coreia-do-Sul-contratar\u00e1-especialista-em-criptoativos.jpg\" alt=\"Banco Central da Coreia do Sul contratar\u00e1 especialista em criptoativos\" width=\"750\" height=\"490\" \/><\/p>\n<ul>\n<li data-start=\"3239\" data-end=\"3483\">Lee tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/cz-cambia-su-foto-de-perfil-en-x-y-hace-subir-el-precio-de-memecoin-un-38\/\">CZ cambia su foto de perfil en X y hace subir el precio de memecoin un 38%<\/a><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>El Banco de Corea (Bank of Korea, BOK) ha revelado su programa piloto de moneda digital de banco central (CBDC). Seg\u00fan el anuncio, la prueba comenzar\u00e1 en abril. Este test ha sido denominado \u201cProyecto de Prueba Digital Hangang\u201d, de acuerdo con el medio local Business Korea. El Banco de Corea pondr\u00e1 en marcha el proyecto [&hellip;]<\/p>\n","protected":false},"author":34,"featured_media":12067,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"categories":[1796],"tags":[1901,1864,2089,1779,1771,1816,1940],"class_list":["post-12066","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economia","tag-banco-central","tag-cbdc","tag-corea-del-sur","tag-criptoactivos","tag-criptomonedas","tag-super-titular","tag-tecnologia"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.0 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tras rechazar Bitcoin, Corea del Sur programa prueba con CBDC para abril<\/title>\n<meta name=\"description\" content=\"Corea del Sur rechaz\u00f3 mantener una reserva de Bitcoin, pero busca avanzar con su CBDC. 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