{"id":1007,"date":"2024-08-19T16:00:26","date_gmt":"2024-08-19T16:00:26","guid":{"rendered":"https:\/\/www.criptofacil.com\/es\/?p=1007"},"modified":"2024-08-19T14:35:47","modified_gmt":"2024-08-19T14:35:47","slug":"banco-central-de-ecuador-ratifico-prohibicion-de-criptoactivos","status":"publish","type":"post","link":"https:\/\/www.criptofacil.com\/es\/banco-central-de-ecuador-ratifico-prohibicion-de-criptoactivos\/","title":{"rendered":"Banco Central de Ecuador ratific\u00f3 prohibici\u00f3n de criptoactivos"},"content":{"rendered":"<p>Ante la creciente popularidad de las criptomonedas en el pa\u00eds, especialmente tras la llegada de Worldcoin, el Banco Central de Ecuador reiter\u00f3 que los criptoactivos no son moneda de curso legal en el pa\u00eds.<\/p>\n<p>En medio del revuelo por la presencia de Worldcoin en el pa\u00eds, el Banco Central de Ecuador se pronunci\u00f3 el pasado lunes 12 de agosto a trav\u00e9s de un comunicado, donde ratific\u00f3 que \u201clos criptoactivos no son una moneda de curso legal en el pa\u00eds, ni tampoco un medio de pago electr\u00f3nico autorizado a nivel nacional\u201d, seg\u00fan lo establecido en el art\u00edculo 99 del C\u00f3digo Org\u00e1nico Monetario y Financiero.<\/p>\n<p>A trav\u00e9s de un recorrido en Guayaquil por una de las tres oficinas que tiene Worldcoin, el proyecto de la compa\u00f1\u00eda Tools For Humanity, se constat\u00f3 que cerca de un centenar de personas estaba interesada en escanear su iris y recibir su recompensa en criptomonedas. Esto pudo ser el detonante para que las autoridades ecuatorianas se pronunciaran.<\/p>\n<p>La comunicaci\u00f3n detalla que \u201cen el art\u00edculo 94 del C\u00f3digo Org\u00e1nico Monetario y Financiero (COMF), la Junta de Pol\u00edtica y Regulaci\u00f3n Monetaria (JPRM) expidi\u00f3 las Resoluciones Nro. JPRM-2022-005-M, de 11 de febrero de 2022 y Nro. JPRM-2023-015-M, de 9 de agosto de 2023, las cuales establecen que la moneda de curso legal en la Rep\u00fablica del Ecuador es el d\u00f3lar de los Estados Unidos de Am\u00e9rica\u201d.<\/p>\n<ul>\n<li>Mir\u00e1 tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/bitcoin-hoy-19-08-2024-tres-motivos-para-creer-en-un-nuevo-maximo-del-btc\/\">Bitcoin Hoy 19\/08\/2024: tres motivos para creer en un nuevo m\u00e1ximo del BTC<\/a><\/li>\n<\/ul>\n<h2>Medios de pago permitidos y advertencia<\/h2>\n<p>En el comunicado tambi\u00e9n se explican los medios de pagos con los que pueden realizar transacciones los ciudadanos. \u201cEn concordancia con lo establecido en el art\u00edculo 99 del COMF, la JPRM aprob\u00f3 la Resoluci\u00f3n Nro. JPRM-2023-014-M, de 7 de agosto de 2023, que establece que los medios de pago se clasifican en: Medios de pago f\u00edsicos; medios de pago electr\u00f3nicos; y billeteras electr\u00f3nicas\u201d.<\/p>\n<p>Adicionalmente, esta resoluci\u00f3n, en su art\u00edculo 5, determin\u00f3 que los medios de pago electr\u00f3nicos son los siguientes: \u201cTransferencias electr\u00f3nicas de dinero para efectuar pagos; transferencias electr\u00f3nicas de dinero para efectuar cobros; tarjetas de cr\u00e9dito; tarjetas de d\u00e9bito; y tarjetas prepagas, recargables o no\u00bb. Este \u00faltimo p\u00e1rrafo deja claro de manera expl\u00edcita que el uso de las criptomonedas est\u00e1 prohibido en el pa\u00eds.<\/p>\n<p>Con base en la normativa citada, los criptoactivos no son una moneda de curso legal en Ecuador, ni tampoco un medio de pago electr\u00f3nico autorizado a nivel nacional. Concluyeron haciendo un llamado a cumplir la ley, advirtiendo que el uso de medios de pago no autorizados por la JPRM, o su simulaci\u00f3n total o parcial, est\u00e1 expresamente prohibido de conformidad con lo establecido en el art\u00edculo 98 del COMF. El BCE, en caso de identificar el uso de criptoactivos como medio de pago, pondr\u00e1 en conocimiento de la Fiscal\u00eda General del Estado para su correspondiente investigaci\u00f3n y sanci\u00f3n.<\/p>\n<ul>\n<li>Mir\u00e1 tambi\u00e9n: <a href=\"https:\/\/www.criptofacil.com\/es\/las-capas-2-de-ethereum-establecen-un-nuevo-record-1242-millones-de-transacciones-diarias\/\">Las capas 2 de Ethereum establecen un nuevo r\u00e9cord: 12,42 millones de transacciones diarias<\/a><\/li>\n<\/ul>\n<div id=\"gtx-trans\" style=\"position: absolute;left: 262px;top: 285.188px\">\n<div class=\"gtx-trans-icon\"><\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Ante la creciente popularidad de las criptomonedas en el pa\u00eds, especialmente tras la llegada de Worldcoin, el Banco Central de Ecuador reiter\u00f3 que los criptoactivos no son moneda de curso legal en el pa\u00eds. En medio del revuelo por la presencia de Worldcoin en el pa\u00eds, el Banco Central de Ecuador se pronunci\u00f3 el pasado [&hellip;]<\/p>\n","protected":false},"author":139,"featured_media":1008,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center 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